How to use CardPay to purchase products


Our e-shop uses a secured transaction system called CardPay.


CardPay is a product created and maintained by Tatra banka that gives any bank client a possibility to execute online transactions with a credit card (VISA, VISA Electron, MasterCard, Maestro, DinersClub).


How to purchase a product using a CardPay?

The payment process is very simple and straightforward. After you put all the products in the shopping cart and get throught the series of steps (choosing courier, delivery address, etc.) to the final step, you will need to choose the credit card (CardPay) option as a payment method. You will be immediately redirected to a secured external website of the bank where you’ll need to enter all the required credit card information (your card number, expiration date, CV and a password in case of a 3-D Secure).


Using 3-D Secure technology enables verification of the card holder before the payments is sent to a bank for authorization. In case the card is part of the 3-D Secure program, the client will be asked for password identification. The bank then authorizes the payment in the authorization center. The result of the transaction is displayed within few seconds. The customer is then redirected back to the original store.



What are the benefits of the product CardPay?

The transactions processed by CardPay are fast, simple and secure. Safety is guaranteed by the  3-D Secure technology. This technology is developed and supported by VISA (Verified by Visa) and MasterCard (MasterCard Secure Code). The transaction is processed online and usually lasts about 10 seconds.


Information for cardholders

Payment can be made via Card Pay credit card service (payment via virtual POS terminal of Tatra banka). You can use VISA, VISA Electron, MasterCard, Maestro and Diners Club cards issued by any banking institution in the world. The payment process is explained in the section above  (“How to purchase a product using a CardPay”).


Tatra Banka and Slovenská sporiteľňa recommend to “purchase through Internet Banking mainly from the contractual partners of the banks.”


This guarantees that the merchant providing this service is a real merchant who has signed a contract with the bank. In addition, the actual payment is processed by the Bank and the merchant will never get hold of your credit card details.

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